Many business owners may find that business insurance is an expense they can’t afford. But really, it’s a a protection they can’t afford to do without. Business insurance helps to protect a business from closure due to catastrophic loss. In Iowa, flooding, tornadoes, blizzards, and even high winds, have been the end of many businesses. That’s why we are always encouraging business owners to consider business interruption insurance, a helpful rider on their policy. This ensures continued cash flow for the duration of a closure resulting from a natural disaster.
Liability insurance is also an important coverage for businesses to consider as well. In the event that a customer were to fall or have an accident while on business premises, or the product you are selling has a defect that injures the customer, liability insurance coverage prevents your business from closure as a result. The same holds for company vehicles involved in accidents. One unexpected accident could spell disaster. With McClintock, we help you to choose the right liability that covers and protects you from these risks. Don’t let an injury or accident wipe out your business assets.
At McClintock Insurance, we can help you to locate a policy that will keep you protected should something happen. This protection will kick in should any of the following circumstances happen:
- Employees being injured on the job.
- Outages that prevent you from normal business operation for an extended period of time.
- Property loss or damage occurs, including the contents of the business.
- Something happens in or to any of your company vehicles.
- Your business is sued for any reason.
For these items and more, there are several different options you’ll have. It is important to go over each option and understand what they mean for your business. At McClintock Insurance, we can review each policy with you and help you to determine which are right for your business. They include the following:
- Business Crime Insurance
- Business Interruption Insurance
- Commercial Auto Insurance
- Liability Insurance
- Property Insurance
- Umbrella Insurance Coverage
- Worker’s insurance Compensation
Should you need any other policy type of your business, please let us know. We will help you to find a policy that suits the need of your business.